Claiming after a road traffic accident

clip_image002Whether it’s as a driver of a vehicle, as a passenger or as a pedestrian, there’s a good chance that you’ll be involved in a road traffic accident in some way at some point in your life. If this accident wasn’t your fault then you are entitled to make a claim against those responsible for the damages and injuries you receive as a result.

Whilst you might feel reluctant about making a claim against an individual, particularly if you know the person well, you should remember that by law, all motorists are required to have insurance that will cover any of the claims made against them. Successful compensation claims will therefore be paid out by their insurance company, not by the individually personally.

You can claim for any of the following:

  • Any pain or injuries resulting from your accident
  • Any care or treatment you receive
  • Any inconvenience caused by the accident
  • Damage to your vehicle or property
  • Any monetary income lost as a result of the accident, particularly should you have to take time off work to recover from any injuries

To help your case you need to be able to prove that you were in no way responsible for the accident. Be sure to collect any names, addresses and telephone numbers of any potential witnesses of the accident and take photographs of where the accident took place.

Although you can claim compensation for any injures and damages that you receive by yourself, most people choose a solicitor to handle this process. The experience and knowledge that a solicitor can provide often means that claims can be handled correctly, more quickly and help increase the amount of compensation that you will receive. Furthermore, if your claim is contested and goes to court, it will put you in a much better position to win the case as insurance companies will almost certainly have their own solicitors to represent them in court.

When contacting a solicitor you will need to provide them with evidence that will help them to prove that the accident was not your fault. Information that you need to provide includes the following:

  • Personal details (Phone number, address, name)
  • Date and details of the accident
  • Details of the other party you wish to claim against
  • Details of witnesses
  • Any information and evidence collected on the day
  • Any police reports
  • Medical reports and diagnosis

Once this information has been handed to your solicitor, the process of making your claim can be started. If you want to get the best amount of compensation then it is imperative that you note down as many details as you can at the time of the accident to back up your claims.

Insurance claims can take a long time without a good knowledge of how the process works. In handing the claim through a solicitor, you can be assured that process will be completed much quicker, allowing you to get your car back on the road as soon as possible.

If you’ve been involved in a road traffic accident that wasn’t your fault and think you might be entitled to compensation, please call one of our experienced personal injury specialists on 01782 713755 to discuss your case and to see if we can help you. For more information about road traffic accidents, please read our article “What to do if you have been in a road traffic accident”.

Agree? Disagree? Do let Cooks Solicitors know what you think by commenting below.

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